The 5 Stock Diversification Policy

Why Diversification (Of Assets) Makes No Sense

To individuals (at the very least)

David Chong
5 min readJan 14, 2020

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In portfolio management, people often say that diversification is key to managing risk. While I do believe that (in some cases), for most retail (individual) investors, concentration in a handful of assets would make a lot more sense.

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David Chong

Software Engineer @ Shopee; Closet n3rd; Husband & Father; LinkedIn → bit.ly/3CmUbUf; Medium — tinyurl.com/2rk9ub8k; Support me → tinyurl.com/davidcjw